Credit Repair

Monitor Your Accounts

Under U.S. law, a consumer is entitled to one free credit report annually from each of the three major credit reporting bureaus, Equifax, Experian, and TransUnion. To order your free credit report, visit www.annualcreditreport.com or call, toll-free, 1-877-322-8228. You may also directly contact the three major credit reporting bureaus listed below to request a free copy of your credit report.

Are you a victim of fraud or identity theft?

Request the credit reporting company to block information from your credit report that was the result of identity theft. You must provide an identity theft report from a law enforcement agency to request a block
Dispute information you believe is incorrect
Request a fraud alert be placed on your credit repor

What is credit repair?

Credit repair is a way to fix problems with your credit. This means finding and fixing any mistakes or unfair things that are hurting your credit. This could include things like unpaid bills, debts that have been sold to other companies, or other negative information that is not correct or fair. By fixing these problems, you can improve your credit score and make it easier to get loans, credit cards, or other financial services.

COMPLETELY DEBT FREE $2,999

Get rid of negative comments on your credit report such as collections, charge-offs, inquiries, liens, child support, student loans, late payments, repossessions, and bankruptcies. Enjoy apartment approvals, car loans, utilities approvals, start Airbnb, start car rental business, and real estate investment company. Our personal funding sequence includes high limit credit cards, loans, and lines of credit. Get a bonus of 2 free authorized user trade-lines (60 days) and 3 credit builders.

DEBT FREE STARTER $1,999

This plan removes negative marks on your credit report like missed payments, debts, and legal issues. This can help you get approved for an apartment, a new car, and utilities. You can also use it to start a business renting cars or an Airbnb. Plus, you get free assistance in improving your credit score for 60 days and three credit building tools.

DEBT RELIEF ELITE
$999

This package helps to improve your credit by getting rid of negative comments such as money owed, credit checks, and late payments. With a better credit score, you can get approved for a new apartment, utilities, and even a car.

DEBT RELIEF
$699

This package can help you remove negative remarks on your credit report such as collections, charge-offs, inquiries, and late payments. If you use it, you may be able to get approved for an apartment, utilities, or a new car.

About Credit Freeze

As an alternative to a fraud alert, consumers have the right to place a “credit freeze” on a credit report, which will prohibit a credit bureau from releasing information in the credit report without the consumer’s express authorization. The credit freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a credit freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. Pursuant to federal law, you cannot be charged to place or lift a credit freeze on your credit report. To request a security freeze, you will need to provide the following information:

Full name (including middle initial as well as Jr., Sr., II, III, etc.);
Social Security number;
Date of birth;
Addresses for the prior two to five years;
Proof of current address, such as a current utility bill or telephone bill;
A legible photocopy of a government-issued identification card (state driver’s license or ID card, etc.); and
A copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft if you are a victim of identity theft.

Get Credit Help

Ready to start your credit journey?

First, we would like more information about your credit so that we can understand it better and assist you properly.

Don’t worry—this is secure and won’t hurt your score.

Additional Information

Consumers may further educate themselves regarding identity theft, fraud alerts, credit freezes, and the steps they can take to protect your personal information by contacting the consumer reporting bureaus, the Federal Trade Commission, or their state Attorney General. The Federal Trade Commission may be reached at: 600 Pennsylvania Avenue NW, Washington, D.C. 20580; www.identitytheft.gov; 1-877-ID-THEFT (1-877-438-4338); and TTY: 1-866-653-4261. The Federal Trade Commission also encourages those who discover that their information has been misused to file a complaint with them. Consumers can obtain further information on how to file such a complaint by way of the contact information listed above. Consumers have the right to file a police report if they ever experience identity theft or fraud. Please note that in order to file a report with law enforcement for identity theft, consumers will likely need to provide some proof that they have been a victim. Instances of known or suspected identity theft should also be reported to law enforcement and the relevant state Attorney General. This notice has not been delayed by law enforcement.

For District of Columbia residents, the District of Columbia Attorney General may be contacted at: 400 6th Street, NW, Washington, D.C. 20001; 202-727-3400; and oag.dc.gov.

For Maryland residents, the Maryland Attorney General may be contacted at: 200 St. Paul Place, 16th Floor, Baltimore, MD 21202; 1-410-576-6300 or 1-888-743-0023; and https://www.marylandattorneygeneral.gov/.

For New Mexico residents, consumers have rights pursuant to the Fair Credit Reporting Act, such as the right to be told if information in their credit file has been used against them, the right to know what is in their credit file, the right to ask for their credit score, and the right to dispute incomplete or inaccurate information. Further, pursuant to the Fair Credit Reporting Act, the consumer reporting bureaus must correct or delete inaccurate, incomplete, or unverifiable information; consumer reporting agencies may not report outdated negative information; access to consumers’ files is limited; consumers must give consent for credit reports to be provided to employers; consumers may limit “prescreened” offers of credit and insurance based on information in their credit report; and consumers may seek damages from violators. Consumers may have additional rights under the Fair Credit Reporting Act not summarized here. Identity theft victims and active-duty military personnel have specific additional rights pursuant to the Fair Credit Reporting Act. We encourage consumers to review their rights pursuant to the Fair Credit Reporting Act by visiting www.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf, or by writing Consumer Response Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave. N.W., Washington, D.C. 20580.

For Florida residents, the Florida Attorney General may be contacted at: Office of Attorney General
State of Florida The Capitol PL-01 Tallahassee, FL 32399-1050; 850-414-3990; or https://www.myfloridalegal.com

For New York residents, the New York Attorney General may be contacted at: Office of the Attorney General, The Capitol, Albany, NY 12224-0341; 1-800-771-7755; or https://ag.ny.gov.

For North Carolina residents, the North Carolina Attorney General may be contacted at: 9001 Mail Service Center, Raleigh, NC 27699-9001; 1-877-566-7226 or 1-919-716-6000; and www.ncdoj.gov.

For Rhode Island residents, the Rhode Island Attorney General may be reached at: 150 South Main Street, Providence, RI 02903; www.riag.ri.gov; and 1-401-274-4400. Under Rhode Island law, individuals have the right to obtain any police report filed in regard to this event.

Credit Repair

Monitor Your Accounts

Are you a victim of fraud or identity theft?